Who Covers Expenses in a Hit and Run Accident?
Being involved in a hit and run accident can be devastating for anyone. It can have serious mental and physical consequences. However, knowing who will cover the expenses can be a huge source of relief in these situations.
Understanding the complex method of payment for a hit and run car accident will help you to be best equipped to garner the most if and when your case goes to court. Once you understand who will cover the expenses, and experience the relief of knowing that you won’t be held responsible for the cost of the damages or your injuries, you’ll begin to feel a lot better than you did before.
Who Covers the Expenses of Hit and Run?
Let’s imagine that you are driving home on the freeway back from work. A car traveling at high speed gets into your lane. This car hits you and takes off. By the time you get out of your car, the other driver is gone. Now, you have to take care of yourself and your car. You’ve just become the victim of a hit and run accident.
Other drivers may stop by to help you get back on your feet. The police will arrive to help you. However, the other driver will be long gone and you may not have any idea who hit you or what kind of vehicle it was. This is just part of what makes a hit and run accident so extremely frustrating.
And, in addition to everything you’ve just been through, you will also have to find ways to cover your expenses for medical injuries. You have to find ways to cover your car repairs. Understanding the kind of car insurance that will help you ahead of time can be an actual lifesaver in events like these. Here are the top car insurance policies that can pay for your hit and run expenses:
- No-Fault/PIP Coverage
- Collision Coverage
- Uninsured Motorist Coverage
- Liability Insurance
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If anyone has been injured, provide first aid measures until help arrives. If you can, photograph the damage to both vehicles, the scene, and your injuries. If you are unable to take photos, ask someone else if he or she can take pictures for you with your smartphone. Get the names and contact information of any witnesses who saw what happened.
Exchange information with the other driver, making certain to write down his or her name, contact information, registration information, and insurance information. If you can, photograph the driver’s license plate, driver’s license, insurance card, and registration paperwork. If the driver is belligerent, stay in your car until the police arrive and ask them to get the information for you. Never accept blame or say that the accident was your fault.
If you have been injured in a vehicle accident seek the advice of a car accident lawyer. In Phoenix contact Hutzler Law PLLC. In the Phoenix AZ area call (602) 730-4530 or visit us at HutzlerLaw.com
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